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Spread half the batter into the prepared loaf pan.
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Spoon the cream cheese mixture over the batter, spreading it gently but not mixing it in completely.
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Top with the remaining batter, spreading carefully to cover.
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Use a knife or skewer to gently swirl through the loaf—just a few figure-eight motions. You want ribbons of cream cheese, not fully incorporated streaks.
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Sprinkle the streusel topping evenly over the top.
Step 7: Bake
Bake for 55-65 minutes, until a toothpick inserted in the center comes out clean or with just a few moist crumbs (avoid hitting a cream cheese pocket for testing).
If the top is browning too quickly (after about 40 minutes), tent loosely with foil.
Step 8: Cool
Let the loaf cool in the pan on a wire rack for 15 minutes. Carefully remove from pan and cool completely on the rack before slicing.
Step 9: Serve
Slice and serve—preferably with strong coffee and good company.
Pro-Tips for Loaf Perfection
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